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How Much Capital Should Banks Hold Against Risk?

Office of the Superintendent of Financial Institutions (Federal) Open until February 18, 2026

Canada's banking regulator wants to update the rules on how much money banks must keep in reserve. These capital requirements act as a safety cushion—if loans go bad or markets crash, banks need enough buffer to stay solvent. The proposed changes...

Why This Matters: Got a mortgage, savings account, or RRSP? These rules affect how stable your bank is. Higher capital requirements mean banks are safer but might charge more for loans. Lower requirements could mean cheaper borrowing but more risk if things go wrong.

Regulations & Permits Finance & Consumer
Open for Input

How Should Banks Manage Lending Risks?

Office of the Superintendent of Financial Institutions (Federal) Open until July 29, 2026

Canada's banking regulator wants to overhaul how banks manage lending risks. Right now, the rules are scattered across dozens of documents. OSFI plans to consolidate everything into one guideline covering mortgages, commercial loans, and the growing...

Why This Matters: Have a mortgage? This affects the rules banks follow when deciding whether to approve your loan. The guidelines also cover commercial real estate lending—which influences how much new housing gets built. If you're worried about housing costs or financial stability, this is the behind-the-scenes...

Regulations & Permits Finance & Consumer Housing & Communities
Open for Input

Should a Six-Storey Apartment Building Replace Nine Homes on Clarence Avenue?

Saskatoon, SK

A developer wants to build a 163-unit apartment building on Clarence Avenue South in Saskatoon's Nutana neighbourhood. Right now, nine single-family homes sit on the land. The proposal needs a zoning change to allow a taller building—six storeys...

Why This Matters: Live in Nutana or nearby? This building would change the look and feel of your neighbourhood. More residents means more traffic, but also more housing options in an established area. If you're looking for an apartment close to downtown, this could be for you.

Community Planning Housing & Communities
Open for Input

Help Shape Rules for Private Career Colleges in Alberta

Ministry of Advanced Education (AB)

Alberta is developing new regulations for private career colleges after passing the Private Vocational Training Amendment Act in November 2025. The government wants input on student protections, how colleges are overseen, and quality standards for...

Why This Matters: Thinking about a career change or skills upgrade? Private career colleges offer training for trades and technical jobs. If you've attended one—or are considering it—these rules affect how your tuition is protected and whether your program meets industry standards. Parents helping kids choose...

Regulations & Permits Economy & Jobs Education
Open for Input

Help Shape the New Community Room at Albert McCormick Centre

Waterloo Region, ON

Waterloo's Albert McCormick Community Centre is getting a major upgrade. The city wants your ideas for the new multi-use community room being added as part of the renovation. Phase 1 focuses on energy efficiency and accessibility improvements. Phase...

Why This Matters: Use this community centre? Your input will shape what activities happen in the new community room. Whether you want basketball, fitness classes, or community events, now's the time to speak up. The upgrades also mean better accessibility for people with disabilities and more inclusive spaces for...

Community Planning Housing & Communities
Open for Input

Oxford Street West Road Widening and Active Transportation Improvements

London, ON

London is planning to widen Oxford Street West from two lanes to four between Westdel Bourne and Sanatorium Road. The project will also add cycle tracks, sidewalks, and multi-use paths. Construction is planned in two phases: 2026 and 2031.

Why This Matters: Live or commute along Oxford Street West? This project will change your daily route for years. More lanes could mean faster car trips, but construction will cause disruptions. New bike lanes and paths could make cycling and walking safer.

Community Planning Housing & Communities Transportation
Open for Input

What Should Go in Cooksville's Expanded Parks?

Mississauga, ON

Mississauga is expanding two parks in Cooksville by 8 hectares (20 acres) after buying up nearby properties. Phase 1 gathered input from 530 residents on what features they want. Now the city is designing the parks and will ask for feedback on the...

Why This Matters: Live in Cooksville? These parks are about to get a lot bigger. This is your chance to shape what goes in them—playgrounds, sports fields, trails, or something else. The area has a parkland deficit, so this expansion matters for the neighbourhood.

Community Planning Housing & Communities
Open for Input

Should 3rd Avenue N in City Park Allow Medium-Density Housing?

Saskatoon, SK

Saskatoon Land wants to rezone 11 undeveloped lots on 3rd Avenue N in the City Park neighbourhood. Right now, the land is zoned for institutional uses like schools or churches. The proposal would allow townhouses, small apartment buildings, and...

Why This Matters: Live in City Park or nearby? This rezoning sets the rules for what gets built on this empty block. It could mean more neighbours, more housing options, and small businesses within walking distance. Or it could change the character of your street.

Community Planning Housing & Communities
Open for Input

Should Alberta Replace the RCMP with a Provincial Police Service?

Government of Alberta (AB)

Alberta is exploring whether to replace the RCMP with its own provincial police force. A 2021 study found the idea was realistic and cost-effective. The government held stakeholder sessions in 2021-2022 and is now gathering broader public input...

Why This Matters: This could change who polices your community. Rural Albertans have raised concerns about RCMP response times. A provincial force might mean more officers in smaller towns—or it could mean a major transition affecting how 911 calls get answered.

Policy & Studies Justice & Rights
Open for Input

Is Alberta's Prompt Payment Law Working for Contractors?

Government of Alberta (AB)

Alberta wants to know if its 2022 law requiring timely payments to construction contractors is working. The Prompt Payment and Construction Lien Act sets deadlines for when contractors and subcontractors must be paid. Now the government is asking...

Why This Matters: Work in construction or know someone who does? Late payments can sink small contractors. This law was supposed to fix that. If you've dealt with payment delays on a job site, the government wants to hear whether things have actually improved.

Regulations & Permits Economy & Jobs
Open for Input

Air Emissions Permit for EV Battery Casing Plant in Windsor

Ministry of the Environment, Conservation and Parks (ON)

Minth Canada makes battery casings for electric vehicles at their Windsor plant. They need a new air permit that covers all their emissions sources—welding, cooling towers, fume hoods, and maintenance. The permit would set production limits and...

Why This Matters: Live near Cabana Road East in Windsor? This plant releases nitrogen oxides, particulates, and aluminum into the air. The permit sets limits on what they can emit. If you have concerns about air quality in your neighbourhood, now's the time to speak up.

Regulations & Permits Environment & Climate
Open for Input

Waste Transfer Facility Approval for Bluewater Environmental Solutions - St. Catharines

Ministry of the Environment, Conservation and Parks (ON)

Ontario is considering approving a new waste transfer facility in St. Catharines. The site would handle up to 120 tonnes of waste daily, including hazardous materials like waste oil. The facility would operate 24/7 on a 9.4-hectare property on...

Why This Matters: Live near Glendale Avenue in St. Catharines? This facility would operate around the clock, handling hazardous waste. Truck traffic, noise, and potential odours could affect your neighbourhood. If you have concerns about a 24/7 waste operation nearby, now's the time to speak up.

Regulations & Permits Environment & Climate
Open for Input

Should Drones Use New Radio Frequencies for Command and Control?

Innovation, Science and Economic Development Canada (Federal) Open until February 18, 2026

The federal government wants to set rules for how commercial drones communicate with their operators. Right now, there's no dedicated radio spectrum for drone command-and-control in Canada. This consultation asks whether the 5030-5091 MHz band...

Why This Matters: Ever ordered something delivered by drone? This could make that more common. Commercial drone operators need reliable radio links to fly safely. Better spectrum rules could mean more drone delivery services, agricultural monitoring, and infrastructure inspections in your area.

Regulations & Permits Technology & Digital Transportation
Open for Input

Should Your Property Be Rezoned for Mixed-Use Development Along Saskatoon's Future Transit Corridor?

Saskatoon, SK

Saskatoon is inviting property owners along its future bus rapid transit route to voluntarily rezone their land. The new zoning allows taller mixed-use buildings—up to 27 metres near transit stations. If you own property in the Corridor Growth Area...

Why This Matters: Own property along 8th Street or near a future Link station? This could change what you can build—or what gets built next door. The rezoning allows apartment buildings with shops at street level, potentially increasing property values but also changing neighbourhood character.

Community Planning Housing & Communities Transportation
Open for Input

Boler Road Cycling and Watermain Improvements - London

London, ON

London is adding a two-way cycle track to Boler Road and replacing the aging watermain. The project runs from Commissioners Road to Southdale Road. New pedestrian crossings and traffic signal upgrades are also planned. Construction is expected to...

Why This Matters: Live on or near Boler Road? This project will affect your daily commute and property access during construction. Cyclists will get a safer dedicated route. Some trees will be removed before work begins.

Community Planning Housing & Communities Transportation
Open for Input

Should a 6-Storey Apartment Replace Homes on Victoria Avenue in Nutana?

Saskatoon, SK

A developer wants to build a 6-storey apartment building at 702 and 706 Victoria Avenue in Saskatoon's Nutana neighbourhood. Right now, the zoning only allows buildings up to 4 storeys. The city is asking neighbours what they think before deciding...

Why This Matters: Live in Nutana? This building would go up on your street. A 6-storey apartment means more neighbours, more cars, and a different look for the block. If you care about how your neighbourhood grows, now's the time to speak up.

Community Planning Housing & Communities