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Senate Study: How Well Are Federal Housing Programs Working?

Senate of Canada - Standing Committee on National Finance (Federal)

The Senate's National Finance Committee is examining whether federal housing programs are actually helping create more homes. They want to know what's working, what's not, and where tax dollars could be better spent. This is your chance to tell...

Why This Matters: Struggling to find an affordable place to live? You're not alone. The federal government spends billions on housing programs, but rents keep climbing and homes stay out of reach for many. This Senate study could reshape how that money gets spent. If you've dealt with housing programs—as a renter...

Policy & Studies Finance & Consumer Housing & Communities
Open for Input

Have Your Say on the 2025 Federal Budget Implementation Bill

Senate of Canada - Standing Committee on National Finance (Federal)

The Senate's National Finance Committee is studying Bill C-15, which turns the November 2025 federal budget into law. This is your chance to weigh in on how the government plans to spend your tax dollars. Budget bills typically cover everything from...

Why This Matters: This bill affects how the federal government spends money for the coming year. Tax credits, benefit programs, infrastructure funding—it's all in here. If you've ever wondered where your tax dollars go, this is the legislation that decides it.

Legislation Economy & Jobs Finance & Consumer
Open for Input

Have Your Say on Banking, Housing, and the Economy

Senate of Canada - Standing Senate Committee on Banking (Federal)

The Senate Banking Committee is studying several issues that affect Canadians' wallets: housing affordability, access to credit for small businesses, and new financial technology rules in the federal budget. They're hearing from experts, but you can...

Why This Matters: Trying to buy a home? This committee is digging into why it's so expensive. Running a small business and struggling to get a loan? They're looking at that too. The budget bill they're reviewing could change how fintechs and crypto companies operate in Canada.

Policy & Studies Economy & Jobs Finance & Consumer Housing & Communities
Open for Input

How Can Small Businesses Get Better Access to Loans and Investment?

Senate of Canada - Standing Senate Committee on Banking (Federal)

The Senate is studying why small and medium-sized businesses struggle to get loans and investment capital. They're hearing from banks, credit unions, business groups, and government agencies. The goal? Figure out what's blocking growth and...

Why This Matters: Own a small business or thinking of starting one? This study could shape how easy it is to get a loan. Work for a local company? Their ability to grow and hire depends on access to capital. Even if you're just a customer, thriving small businesses mean more choice and competition in your community.

Policy & Studies Economy & Jobs Finance & Consumer
Open for Input

Should Budget Bill C-15 Change How Indigenous Tax Powers Work?

Senate Standing Committee on Indigenous Peoples (Federal)

The Senate is studying parts of the federal budget bill that affect Indigenous peoples. Part 4 and Division 35 of Part 5 deal with Indigenous tax powers and modern treaty implementation. The committee is hearing from First Nations leaders...

Why This Matters: This affects how First Nations can collect taxes and manage their own finances. If you're Indigenous, these changes could affect services in your community. Even if you're not, this shapes how Canada honours its treaty obligations.

Legislation Finance & Consumer Indigenous & Northern
Open for Input

Should Budget Bills Include Non-Financial Measures?

Standing Senate Committee on National Finance (Federal)

The Senate is studying whether budget bills should be allowed to include measures that aren't actually about money. Right now, governments often tuck unrelated policy changes into massive budget bills, making them harder to scrutinize. This study...

Why This Matters: Ever wonder why massive bills pass with little debate? Budget bills often hide controversial changes in hundreds of pages of financial measures. This study could lead to rules that force governments to be more transparent about what they're actually passing into law.

Policy & Studies Finance & Consumer Justice & Rights
Closed

City of Coquitlam Budget 2025 - What We Heard

Coquitlam, BC

Coquitlam asked residents how the city should spend money on services like drinking water, garbage collection, roads, and parks. The consultation is now closed. On December 2, 2024, Council approved the 2025-2029 Five Year Financial Plan based on...

Why This Matters: Live in Coquitlam? This budget affects your property taxes and the services you use daily. Drinking water, garbage pickup, road repairs, parks—it all comes from this plan. Rising costs are squeezing the city too, so trade-offs had to be made.

Budget Finance & Consumer Housing & Communities
Closed

What Should Manitoba's 2025 Budget Prioritize?

Government of Manitoba (MB)

Manitoba wants to hear what matters most to you before finalizing its 2025 budget. The government is gathering input through phone town halls, in-person meetings, and a survey. This is your chance to shape provincial spending priorities.

Why This Matters: Provincial budgets affect everything from healthcare wait times to road repairs to school funding. Whether you're worried about housing costs, want better transit, or think taxes are too high, this is when the government decides where the money goes.

Budget Economy & Jobs Finance & Consumer
Closed

How Should Alberta Protect New Homebuyers?

Ministry of Municipal Affairs (AB)

Alberta asked residents about protections for people buying newly built homes. The province wanted to know if current warranty requirements and builder licensing rules are working. This engagement ran from November to December 2022 and is now...

Why This Matters: Buying a new home is one of the biggest purchases you'll ever make. If something goes wrong—foundation cracks, leaky windows, faulty wiring—you need warranty protection that actually works. This review looked at whether Alberta's rules are doing enough to protect buyers from shoddy construction.

Policy & Studies Finance & Consumer Housing & Communities
Closed

Should Products with Button Batteries Have Stricter Safety Rules?

Consumer and Hazardous Products Safety Directorate (Federal)

Health Canada wants to know if products containing button and coin batteries should meet stricter safety standards. These small, shiny batteries are a serious choking and poisoning hazard for young children. Products that don't meet the proposed...

Why This Matters: Got kids or grandkids? Button batteries are in toys, remotes, watches, and hearing aids. If swallowed, they can cause severe internal burns within hours. This consultation could determine which products stay on shelves and which get pulled for safety reasons.

Regulations & Permits Finance & Consumer Health & Safety
Closed

Should Kitchener Offer Grants to Build More Affordable Housing?

Waterloo Region, ON

Kitchener wants to make it easier to build affordable housing. The city is proposing grants to help homeowners add rental units and to encourage developers to include affordable units in their projects. One program would cover up to 100% of...

Why This Matters: Struggling to find affordable rent in Kitchener? This plan could mean more rental units in your neighbourhood. Homeowners could get grants to build basement apartments or backyard units. If you're a renter watching costs climb, more supply could help stabilize prices.

Community Planning Finance & Consumer Housing & Communities
Closed

Coquitlam Budget 2026: What Should the City Prioritize?

Coquitlam, BC

The City of Coquitlam has finished gathering public input for its 2026-2030 financial plan. The survey is now closed, but you can still watch Council budget meetings on October 29-30, 2025 and review the draft financial plan. The city is trying to...

Why This Matters: Live in Coquitlam? This budget decides what you pay in property taxes and utility fees next year. It also determines which city services get funded—parks, roads, recreation programs. With costs rising, the city is weighing service cuts against tax increases.

Budget Finance & Consumer Housing & Communities
Closed

City of Oshawa 2026 Budget

Oshawa, ON

The City of Oshawa adopted its 2026 budget after gathering community input. The operating budget is $207.8 million with $44.5 million for capital projects. Property taxes will increase 1.97% for the city portion—about $0.29 per day for an average...

Why This Matters: Live in Oshawa? Your property taxes are going up. The city portion rises 1.97%, but the Region of Durham is adding 6.5% on top. That's real money when groceries and housing costs are already squeezing budgets. The budget also decides which roads get fixed, how many library hours you get, and...

Budget Finance & Consumer Housing & Communities
Closed

Should Victoria Raise Property Taxes by 10.44% in 2026?

Victoria, BC

Victoria is proposing a 10.44% property tax increase for 2026. About half goes to city services like roads and parks. The other half covers police costs. Council wants to hear from residents before finalizing the budget in February.

Why This Matters: Own a home in Victoria? This could add hundreds to your annual tax bill. Rent? Your landlord might pass costs along. The budget also decides which services get funded—road repairs, parks, community programs. Your input shapes what gets prioritized.

Budget Finance & Consumer Housing & Communities
Closed

Vancouver 2026 City Budget

Vancouver, BC

Vancouver is finalizing its 2026 budget, which determines how the city spends money on services like public safety, transit, parks, and infrastructure. The public input phase has closed, but Council is now debating the proposed budget. You can still...

Why This Matters: Live in Vancouver? This budget decides how much you pay in property taxes and what services you get in return. It affects everything from how often your street gets plowed to whether your local community centre stays open. If you think the city should spend more on housing or less on something...

Budget Finance & Consumer Housing & Communities
Closed

Should Canada Close a Customs Loophole That Benefits Foreign Importers?

Canada Border Services Agency (Federal)

The Canada Border Services Agency wants to fix a loophole in how imported goods are valued for customs duties. Right now, some foreign companies with minimal Canadian presence can use lower prices to pay less duty than Canadian businesses importing...

Why This Matters: Canadian businesses compete against foreign importers who may be paying less in customs duties on identical goods. That's not a level playing field. If you run a business that imports products, these rules affect what you pay at the border. Even if you don't import directly, unfair duty advantages...

Regulations & Permits Economy & Jobs Finance & Consumer