Have Your Say on Banking, Housing, and the Economy

Official title: Study matters relating to banking, commerce and the economy generally

open Policy & Studies Economy & Jobs Finance & Consumer Housing & Communities
The Senate Banking Committee is studying several issues that affect Canadians' wallets: housing affordability, access to credit for small businesses, and new financial technology rules in the federal budget. They're hearing from experts, but you can submit your views too.

Why This Matters

Trying to buy a home? This committee is digging into why it's so expensive. Running a small business and struggling to get a loan? They're looking at that too. The budget bill they're reviewing could change how fintechs and crypto companies operate in Canada.

What Could Change

The committee's recommendations could influence federal housing policy, including taxes and fees that add to home prices. New rules for digital assets, stablecoins, and open banking could emerge from the budget bill. Small business lending programs might be reformed based on their findings.

Key Issues

  • What government taxes and fees are making homes unaffordable?
  • How can small businesses get better access to credit and capital?
  • How should Canada regulate fintechs, stablecoins, and digital assets?
  • What changes to open banking rules are needed?

How to Participate

  1. Email your views to the committee at banc@sen.parl.gc.ca. You can comment on housing costs, small business lending, or the budget bill's financial provisions.
  2. Watch committee meetings live or review past testimony to understand what's being discussed.
  3. Mail a written submission to: Standing Senate Committee on Banking, Commerce and the Economy, The Senate of Canada, Ottawa, Ontario, Canada, K1A 0A4

Events

Date Event Location
December 10, 2025 4:18 PM ET Committee Meeting - Fintech and Digital Assets Witnesses — Register →
December 10, 2025 2:01 PM ET Committee Meeting - Bank of Canada and OSFI Officials — Register →
December 11, 2025 10:33 AM ET Committee Meeting - Bill C-15 Budget Implementation — Register →

Key Documents