Have Your Say on Bill C-15: Budget Implementation Act 2025
Official title: The subject matter of those elements contained in Divisions 4, 9, 10, 11, 12, 13, 14, 15, 16, 17, 22, 23, 37, 39, 43 and 45 of Part 5 of Bill C-15, An Act to implement certain provisions of the budget tabled in Parliament on November 4, 2025
Why This Matters
Use cryptocurrency or digital payments? This bill sets new rules for stablecoins and crypto exchanges. Thinking about switching banks? Open banking provisions could make it easier to share your financial data between institutions. The committee is hearing from regulators, fintech companies, and consumer advocates right now.
What Could Change
New regulations for cryptocurrency exchanges and stablecoin issuers could come into force. Open banking rules may require banks to share your data with competitors if you consent. Anti-money laundering requirements could tighten for financial institutions. Consumer protection rules for digital financial services may be strengthened.
Key Issues
- How should cryptocurrency and stablecoin providers be regulated in Canada?
- What consumer protections are needed for open banking?
- How can financial crime and money laundering be better prevented?
- What privacy safeguards should apply to financial data sharing?
How to Participate
- Watch the committee hearings to understand what's being discussed and what witnesses are saying.
- Review the meeting transcripts and briefs submitted by other organizations.
- Submit a written brief to the committee at banc@sen.parl.gc.ca with your views on the bill.
Events
| Date | Event | Location | Actions |
|---|---|---|---|
| December 10, 2025 4:18 PM ET | Committee Meeting on Bill C-15 - Fintech Witnesses | — | Register → (opens in new tab) |
| December 10, 2025 2:01 PM ET | Committee Meeting on Bill C-15 - Bank of Canada and OSFI | — | Register → (opens in new tab) |
| December 11, 2025 10:33 AM ET | Committee Meeting on Bill C-15 | — | Register → (opens in new tab) |